Free Printable WorksheetMathGrade 6Math Curriculum6.112

6.112 Distinguish Debit Cards, Credit Cards, and Responsible Use Worksheet

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Worksheet Overview & Skills Covered

Core academic competencies and curriculum alignment

This Grade 6 Math worksheet provides structured practice on 6.112 Distinguish Debit Cards, Credit Cards, and Responsible Use. Students are guided through targeted exercises that build foundational understanding, computational accuracy, and critical thinking skills.

Which statement correctly distinguishes debit cards from credit cards and identifies a responsible-use practice? (TX 19 TAC §111.26(b)(14)(A)-(H))

Whether you are an educator preparing classroom handouts, a tutor reinforcing weekly topics, or a parent supporting homeschool learning, this printable resource gives students the deliberate practice required to achieve subject fluency and master state standards.

Grade

Grade 6

Subject

Math

Domain

Math Curriculum

Formats

PDF & DOCX

Sample Practice Problems

Preview the types of problems and questions covered in this worksheet

Below are sample questions representative of the exercises included on this worksheet and related 6.112 Distinguish Debit Cards, Credit Cards, and Responsible Use skill assessments:

Problem 1Difficulty: Mastery

A credit card has an APR of 20.4%. The statement balance is $320.00 and no payment is made by the due date. Assume monthly interest is APR divided by 12, applied to the statement balance. How much interest is added for the month? (Answer as a number to the nearest cent.)

Solution & Explanation:Monthly rate is 20.4% ÷ 12 = 1.7%. Interest = 320.00 × 0.017 = 5.44. Paying on time avoids interest and late fees.

Problem 2Difficulty: Mastery

You are traveling and want flexibility for deposits and holds.

Which statement best distinguishes debit vs credit AND shows responsible travel planning?

ADebit cards are always required for hotels.

BCredit cards cannot be used for deposits.

CCredit cards often handle travel deposits/holds on a credit line; responsible planning is to know your limit, keep utilization reasonable, and track charges so you can pay on time.

DThe best plan is to ignore statements until you get home.

Solution & Explanation:Travel merchants often place holds. A credit card can keep those holds off your checking funds, but you must manage your limit, utilization, and payments responsibly.

Problem 3Difficulty: Mastery

A CREDIT card has a $5,000 limit and a current balance of $1,900. A pending authorization of $650 appears. How much available credit remains while the pending amount is still pending? (Answer as a number to the nearest cent.)

Solution & Explanation:Pending authorizations reduce available credit. Available = 5,000 − 1,900 − 650 = 2,450.00.

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Frequently Asked Questions

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QWhat grade level and standards does this worksheet align with?

This worksheet is designed specifically for Grade 6 Math students. It aligns with educational standard 6.112 (Distinguish Debit Cards, Credit Cards, and Responsible Use).