Use this purchase-offer table: Offer A: Price $420,000; Seller credit $0; Estimated monthly PITI $2,640; Immediate repairs $2,500 | Offer B: Price $428,000; Seller credit $8,000; Estimated monthly PITI $2,705; Immediate repairs $2,500. A buyer has enough cash for closing either way and expects to keep the home for 10 years. Which comparison is strongest?