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Compare Nonprofit and For-Profit Debt Assistance
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DSST
DSSTPF.066 Compare Nonprofit and For-Profit Debt Assistance
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A nonprofit credit counselor charges a setup fee and a monthly DMP fee. Which conclusion is best?
A
Any fee makes the agency a payday lender.
B
The fees should be compared for reasonableness and disclosed clearly, but fees alone do not prove the service is settlement.
C
A setup fee means the creditor already erased the debt.
D
Monthly fees mean the consumer should never review the agreement.
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