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Compare Term and Permanent Life Insurance
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DSST
DSSTPF.172 Compare Term and Permanent Life Insurance
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A household wants the lowest premium but also wants a guaranteed lifetime death benefit. Which comparison best frames the trade-off?
A
Term always provides guaranteed lifetime protection at the lowest premium.
B
Lowest initial premium usually points toward term, while guaranteed lifetime protection generally points toward permanent coverage if affordable and kept in force.
C
Permanent coverage always has the lowest initial premium for every death benefit.
D
Premium level and coverage duration are unrelated to policy choice.
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