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Compare Traditional and Roth IRAs
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DSST
DSSTPF.281 Compare Traditional and Roth IRAs
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Which statement best distinguishes a Roth IRA from a Roth 401(k) for a DSST question focused on IRAs?
A
A Roth IRA always includes an employer match if the saver is employed.
B
A Roth IRA uses the 401(k) elective deferral limit instead of the IRA contribution limit.
C
A Roth IRA is an individual account with IRA contribution and MAGI rules; employer matching and salary deferral rules belong to workplace plans, not regular Roth IRA contributions.
D
A Roth IRA becomes a Traditional IRA whenever the employer contributes.
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